Question 1

Can we sell internationally through 2Accept?

Accepted Answer

Yes. Our system handles multicurrency processing, local payment methods, and VAT compliance in key regions.

Question 2

How quickly will we receive approval?

Accepted Answer

Most digital download accounts are approved within 24 to 48 hours once we have received all the required documents.

Question 3

How do I get approved for a merchant account?

Accepted Answer

Simply fill out our online application, upload your business documents and product details, and submit. Our underwriting team thoroughly reviews all applications and provides a decision within 24 to 48 hours.

Question 4

How long does it take to get a merchant account?

Accepted Answer

Once we have all the required documents, you can be approved and live in as little as 24 hours. Most merchants are up and running within two business days.

Question 5

Can I get a merchant account with bad credit?

Accepted Answer

Yes. We consider more than just your credit score. If you have substantial revenue, clear product models, and a minimal chargeback history, we'll work with you to secure an account.

Question 6

What documents are required for the application?

Accepted Answer

You need your business registration, a recent bank statement, proof of content licensing, and a voided check.

Question 7

Are there any hidden fees or monthly minimums?

Accepted Answer

No. You pay interchange costs plus a fixed markup. We do not charge monthly minimums or undisclosed fees.

Question 8

What is the minimum credit score for a merchant account?

Accepted Answer

We look at every application as a whole, but most merchants we approve have a credit score of 550 or higher. If your score is lower, our team will review your sales history and business health to find a solution.

Merchant Account for Digital Downloads Business (Instant Approval)

Table of content

Why Generic Gateways Stall Your Digital Sales Growth

Power Your Digital Storefront with 2Accept's Expert Payment Platform

Offer Every Payment Method Your Customers Demand

We Serve Every Type of Digital Download Business

Start Accepting Digital Payments in Six Easy Steps

Partner with 2Accept for Proven Digital‑Goods Payments Expertise

Frequently Asked Questions

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