Merchant Account for Telemedicine Businesses (Instant Approval)

Get fast, secure, and compliant payment processing for your virtual healthcare practice. 2Accept delivers instant merchant account approval for telemedicine businesses within 48 hours, offering full-service support and seamless no-code integration.

Start Accepting Patient Payments Without Delays or Restrictions

The rise of remote healthcare has transformed how patients receive care and how healthcare providers are compensated. If your telemedicine platform faces payment delays or account shutdowns, 2Accept provides a reliable alternative. We offer merchant services tailored for healthcare delivery models, particularly those classified as high-risk.

Why Do Telemedicine Businesses Get Flagged as High Risk?

Many payment providers still treat telehealth as a niche or uncertain business model. That leads to delays, rejections, and unstable account relationships. 2Accept understands the telemedicine industry and provides tools to help you operate with full compliance and uninterrupted payment flow.

Common reasons for merchant account rejection

• Healthcare licensing complexity across state lines Standard processors often struggle to verify provider credentials for multi-state or national networks
• Recurring billing for consultations or memberships Automated fraud systems can mistake recurring healthcare payments for suspicious transactions
• Private health data handling and PCI compliance Providers managing patient payment info alongside medical records require higher security levels
• Remote treatment services and high refund risk Some processors assume remote consultations increase refund or dispute rates
• Integration limitations for booking platforms Many gateways are not compatible with common EMRs or telehealth schedulers

At 2Accept, we account for these realities and build your account around your verified practice model.

Designed for the Real Needs of Virtual Healthcare Providers

Whether you provide mental health support, general practice, or chronic care management, your payment system must work seamlessly within a digital healthcare environment. 2Accept enables card and B2B ACH payments across all touchpoints with tools that protect both your patients and your revenue. What your telemedicine merchant account includes

• Approval in 48 hours or less
• No code integration with healthcare platforms
• Recurring billing support for monthly care plans
• Secure virtual terminal for phone or video consultations
• Fraud filters customized for healthcare service patterns
• HIPAA-aware payment processing with PCI compliance
• Real-time alerts for failed payments or chargebacks
• Full access to a human support team trained in healthcare billing

You focus on care delivery while we handle every aspect of your transaction workflow.

Accept All Major Payment Types From Any Device

Your patients expect flexible, secure, and convenient payment options. Whether they book appointments from home, on mobile devices, or at clinic kiosks, 2Accept provides a consistent payment experience. Supported payment methods

• Credit cards, including Visa, Mastercard, Amex, and Discover
• Debit card acceptance with real-time verification
• ACH and eCheck for significant or recurring invoices
• Hosted checkout links for text and email billing
• Virtual terminal for phone-based appointment payments
• Tap to pay and mobile checkout support for in-office payments
• Recurring billing options for care subscriptions
• Custom payment forms embedded in scheduling pages

Offer your patients secure payment options that align with their care preferences and needs.

Built for Every Type of Remote Healthcare Business

From individual therapists to multi-provider clinics, 2Accept builds high-risk merchant accounts that align with your specific services and client structure. Our platform adapts to both solo operators and enterprise systems. We support:

• General Telemedicine Clinics Process payments for urgent care, prescriptions, and follow-ups through video or app platforms
• Mental Health Providers and Therapists Collect session fees, manage recurring subscriptions, and send invoice links for flexible patient billing.
• Dietitians and Wellness Coaches Set up programs with auto-billing and accept payments during consultations or program launches.
• Remote Physical Therapy Services Collect fees before or after session delivery with built-in security and scheduling integration
• Concierge and Membership-Based Care Accept monthly or annual payments for VIP access or direct to provider plans
• Health and Medical Coaching Platforms Manage group programs and digital health courses with protected billing flows and branded checkout pages.

Get Started in Just 6 Simple Steps

We make onboarding simple, even if you are just launching your practice or switching from another provider. Our team walks you through every step from start to live payment acceptance.

Step 1. Submit Basic Information

Send your provider details, business name, and service types through our short application form

Step 2. Consultation With a Healthcare Billing Specialist

We evaluate your compliance profile and service model to configure your account settings

Step 3. Upload Licenses and Required Documents

Upload your credentials, EIN, bank information, and service descriptions through our secure portal

Step 4. Fast Underwriting Review

Our underwriting team specializes in high-risk healthcare and approves most accounts within 48 hours

Step 5. Connect Your Payment Tools

Use no-code integrations to add payments to your existing website, scheduler, or app

Step 6. Go Live With Full Dashboard Access

Launch your billing operations with instant reporting, payment alerts, and dedicated live support

Why Healthcare Providers Choose to 2Accept for Payment Processing

Generic gateways are not designed for patient-facing services. 2Accept provides a compliant and stable payment system backed by industry expertise and white-glove onboarding. What makes 2Accept right for telemedicine

• Approval logic built for licensed healthcare providers
• The human onboarding team is familiar with HIPAA and HITECH standards
• Secure checkout tools that match your brand and workflow
• Virtual terminal and link-based payments for non-contact billing
• Transparent reserves and fee structures explained upfront
• 99.9 percent uptime for uninterrupted scheduling and payments
• Chargeback protection tools to handle disputes properly
• Real-time alerts and analytics dashboards to track billing activity

We work like a partner in your growth, not just a processor.

Frequently Asked Questions

Can I accept recurring payments for subscription-based care plans?

Yes. Our platform supports recurring billing with complete retry logic and customizable intervals. You can set up care plans with auto-renewals and send reminders for upcoming charges.

Is 2Accept HIPAA compliant for telemedicine payments?

Our infrastructure is PCI Level 1 compliant and designed to align with HIPAA standards for handling payment data. We recommend separating medical records from payment information using integrated gateways.

Do I need a developer to set up the payment gateway?

No. We offer no-code integrations and live support. Our system integrates with platforms such as WordPress, Wix, and various scheduling or telehealth systems.

Can I take payments before the consultation begins?

Yes. You can request payment in advance through our hosted checkout pages or by using invoice links. Payment completion can be required before a session starts.

What if I serve patients in different states or countries?

We support multi-jurisdictional billing for legal and licensed healthcare operations. Our team will review your coverage areas and adjust the gateway logic accordingly.

What happens if a patient disputes a charge?

Our chargeback tools help you respond quickly and submit documentation. You will receive alerts for all dispute activity, and our team will guide you through the process.

Can I recover my payment gateway if I was previously shut down?

Yes. We specialize in high-risk business recovery. We evaluate your case history and support you through the process of reestablishing compliance and reactivating your gateway.

Launch Your Telemedicine Payment System With 2Accept Today

Secure your revenue stream with payment tools designed for your practice. Whether you serve patients through video, phone, or mobile apps, 2Accept provides a payment platform that adapts to your needs and scales with your patient volume. Apply now and get approved for your telemedicine merchant account in just 48 hours, and start accepting payments with confidence.